California Guides

Land loans in California exist, but they are not mortgages, and the lender you choose matters more than the rate you see advertised. A California lender that writes land loans asks for at least 20 percent down on a 10-year term. Farm Credit will lend on bare and timbered land. A California veteran can buy…

If you buy a rural home in California, there is a good chance the California FAIR Plan will insure it. In much of the state’s fire country, the private insurers have stopped writing new homeowners policies, and the FAIR Plan is what is left. It will cover the house against fire. It will not cover…