Texas guides

Land loans in Texas are easy to find and hard to get on good terms. Plenty of lenders will finance rural land. What changes is the price of the money. A raw tract with no road, no power and no comparable sales can need half the purchase price as a down payment at a bank….

The agricultural exemption in Texas is the single biggest number on a rural tax bill, and it is not an exemption at all. It is a different way of valuing the land. Instead of taxing an acre on what it would sell for, the county taxes it on what it can produce as pasture, cropland…